| LPR報(bào)價(jià) | 1年期 | 5年期以上 |
|---|---|---|
| 2025-05-20 | 3.00% | 3.50% |
| 2025-04-21 | 3.10% | 3.60% |
| 2025-03-20 | 3.10% | 3.60% |
| 2025-02-20 | 3.10% | 3.60% |
| 2025-01-20 | 3.10% | 3.60% |
| 2024-12-20 | 3.10% | 3.60% |
| 2024-11-20 | 3.10% | 3.60% |
| 2024-10-21 | 3.10% | 3.60% |
| 2024-09-20 | 3.35% | 3.85% |
| 2024-08-20 | 3.35% | 3.85% |
| 2024-07-22 | 3.35% | 3.85% |
| 2024-06-20 | 3.45% | 3.95% |
| 2024-05-20 | 3.45% | 3.95% |
| 2024-04-22 | 3.45% | 3.95% |
| 2024-03-20 | 3.45% | 3.95% |
| 2024-02-20 | 3.45% | 3.95% |
| 2024-01-22 | 3.45% | 4.20% |
| 2023-12-20 | 3.45% | 4.20% |
| 2023-11-20 | 3.45% | 4.20% |
| 2023-10-20 | 3.45% | 4.20% |
| 2023-09-20 | 3.45% | 4.20% |
| 2023-08-21 | 3.45% | 4.20% |
| 2023-07-20 | 3.55% | 4.20% |
| 2023-06-20 | 3.55% | 4.20% |
| 2023-05-22 | 3.65% | 4.30% |
| 2023-04-20 | 3.65% | 4.30% |
| 2023-03-20 | 3.65% | 4.30% |
| 2023-02-20 | 3.65% | 4.30% |
| 2023-01-20 | 3.65% | 4.30% |
| 2022-12-20 | 3.65% | 4.30% |
| 2022-11-21 | 3.65% | 4.30% |
| 2022-10-20 | 3.65% | 4.30% |
| 2022-09-20 | 3.65% | 4.30% |
| 2022-08-22 | 3.65% | 4.30% |
| 2022-07-20 | 3.70% | 4.45% |
| 2022-06-20 | 3.70% | 4.45% |
| 2022-05-20 | 3.70% | 4.45% |
| 2022-04-20 | 3.70% | 4.60% |
| 2022-03-21 | 3.70% | 4.60% |
| 2022-02-21 | 3.70% | 4.60% |
| 2022-01-20 | 3.70% | 4.60% |
| 2021-12-20 | 3.80% | 4.65% |
| 2021-11-22 | 3.85% | 4.65% |
| 2021-10-20 | 3.85% | 4.65% |
| 2021-09-22 | 3.85% | 4.65% |
| 2021-08-20 | 3.85% | 4.65% |
| 2021-07-20 | 3.85% | 4.65% |
| 2021-06-21 | 3.85% | 4.65% |
| 2021-05-20 | 3.85% | 4.65% |
| 2021-04-20 | 3.85% | 4.65% |
| 2021-03-22 | 3.85% | 4.65% |
| 2021-02-22 | 3.85% | 4.65% |
| 2021-01-20 | 3.85% | 4.65% |
| 2020-12-21 | 3.85% | 4.65% |
| 2020-11-20 | 3.85% | 4.65% |
| 2020-10-20 | 3.85% | 4.65% |
| 2020-09-21 | 3.85% | 4.65% |
| 2020-08-20 | 3.85% | 4.65% |
| 2020-07-20 | 3.85% | 4.65% |
| 2020-06-22 | 3.85% | 4.65% |
| 2020-05-20 | 3.85% | 4.65% |
| 2020-04-20 | 3.85% | 4.65% |
| 2020-03-20 | 4.05% | 4.75% |
| 2020-02-20 | 4.05% | 4.75% |
| 2020-01-20 | 4.15% | 4.80% |
| 2019-12-20 | 4.15% | 4.80% |
| 2019-11-20 | 4.15% | 4.80% |
| 2019-10-21 | 4.20% | 4.85% |
| 2019-09-20 | 4.20% | 4.85% |
| 2019-08-20 | 4.25% | 4.85% |
【貸款市場報(bào)價(jià)利率】
貸款市場報(bào)價(jià)利率（Loan Prime Rate，簡稱LPR）是指由各報(bào)價(jià)行根據(jù)其對最優(yōu)質(zhì)客戶執(zhí)行的貸款利率，按照公開市場操作利率加點(diǎn)形成的方式報(bào)價(jià)，由中國人民銀行授權(quán)全國銀行間同業(yè)拆借中心計(jì)算得出并發(fā)布的利率。各銀行實(shí)際發(fā)放的貸款利率可根據(jù)借款人的信用情況，考慮抵押、期限、利率浮動(dòng)方式和類型等要素，在貸款市場報(bào)價(jià)利率基礎(chǔ)上加減點(diǎn)確定。
LPR報(bào)價(jià)行現(xiàn)由18家商業(yè)銀行組成，報(bào)價(jià)行應(yīng)于每月20日（遇節(jié)假日順延）9時(shí)前，按公開市場操作利率（主要指中期借貸便利利率）加點(diǎn)形成的方式，向全國銀行間同業(yè)拆借中心報(bào)價(jià)。全國銀行間同業(yè)拆借中心按去掉最高和最低報(bào)價(jià)后算術(shù)平均的方式計(jì)算得出貸款市場報(bào)價(jià)利率。目前，LPR包括1年期和5年期以上兩個(gè)期限品種。